Denied or Underpaid Insurance Claim? Fight Back with Spencer Injury Law
If your insurance company has wrongfully denied, delayed, or underpaid your claim, you may be the victim of insurance bad faith. At Spencer Injury Law, we fight on behalf of policyholders who have been treated unfairly by their insurance providers. If you’ve been mistreated by your insurer, we can help you seek justice and recover the compensation you deserve.
What is Insurance Bad Faith?
Insurance bad faith occurs when an insurance company refuses to fulfill its contractual obligations to its policyholders. This can take many forms, including:
- Denying a Valid Claim
If your claim meets the policy’s conditions but is unfairly denied, this could be considered bad faith. - Delaying the Processing of a Claim
If your insurer is unreasonably delaying your claim without justification, it may be acting in bad faith. - Failing to Investigate a Claim
Insurers are legally required to investigate claims thoroughly and promptly. Failing to do so can be considered bad faith. - Misrepresentation of Policy Terms
If your insurer misleads you about the terms of your policy or coverage, this may be grounds for a bad faith claim.
If your insurer is acting in bad faith, you may be entitled to compensation beyond your original policy limits.
Why Choose Spencer Injury Law for Your Insurance Bad Faith Case?
- Proven Success
We have recovered millions of dollars for clients in insurance bad faith cases and are committed to helping you get the justice you deserve. - Free Consultation
We offer a free, no-obligation consultation to review your case and provide expert legal advice. - No Fees Unless We Win
At Spencer Injury Law, we work on a contingency fee basis. You don’t pay unless we win your case. - Aggressive Representation
Insurance companies often have powerful resources, but we’re not afraid to take on these corporate giants. We fight aggressively for your rights, whether through negotiation or litigation.
How We Handle Insurance Bad Faith Cases
- Free Case Evaluation
During your free consultation, we’ll listen to your story, review your policy, and determine whether your insurer has acted in bad faith. - Investigate and Gather Evidence
Our legal team will thoroughly investigate your case. We gather all relevant documentation, such as policy details, claim history, communication records, and any other information that supports your claim. - Negotiate with Your Insurance Company
We’ll work directly with your insurer to negotiate a fair settlement. If your insurer refuses to cooperate or continues to act in bad faith, we’re prepared to take legal action. - Litigate if Necessary
If a settlement can’t be reached, we’ll take your case to court. Our experienced trial attorneys will fight aggressively to ensure you receive the compensation you deserve.
Signs You Might Be a Victim of Insurance Bad Faith
You may be the victim of bad faith if:
- Your insurer has delayed or denied a valid claim without a reasonable explanation.
- Your insurance company is misrepresenting the terms of your policy or coverage.
- Your insurer is offering a settlement far below the reasonable value of your claim.
- You are being pressured into accepting an unfair settlement offer.
- Your insurer is refusing to pay or unreasonably limiting the compensation owed to you.
If any of these apply to your situation, contact Spencer Injury Law for a free consultation. We will evaluate your case and provide clear guidance on your next steps.
Types of Insurance Bad Faith Claims We Handle
At Spencer Injury Law, we handle a wide range of insurance bad faith cases, including:
- Auto Insurance Bad Faith
If your auto insurance company denies your claim or offers an unreasonably low settlement for your accident or damage, we can help. - Homeowners Insurance Bad Faith
If your homeowners insurance company refuses to cover property damage, fire loss, or theft, we’ll fight to make sure you receive the coverage you paid for.
What Compensation Can You Receive in an Insurance Bad Faith Case?
If your insurer has acted in bad faith, you may be entitled to compensation for:
- Policy Benefits
The amount owed under the terms of your policy, including compensation for medical bills, property damage, lost wages, etc. - Emotional Distress
If the insurer’s actions caused significant emotional harm, you may be entitled to compensation for the distress caused by their bad faith behavior. - Attorney’s Fees and Costs
In many insurance bad faith cases, the court may award attorney’s fees to the prevailing party, meaning you may not have to pay legal fees.
Contact Spencer Injury Law Today for Help with Your Insurance Bad Faith Case
If you’ve been the victim of insurance bad faith, Spencer Injury Law is here to help. Our team of experienced attorneys is ready to fight for the compensation and justice you deserve.
Call us now at 425-300-1955 or fill out the form below to schedule your FREE consultation.
